Mutual & Federal - Head Office

75 President Street, Johannesburg


In March 1831, The South African Fire and Life Assurance Company first opened its doors. From this start, Mutual & Federal emerged and more than 180 years later, it is one of the leading short-term insurers in southern Africa. They provide insurance solutions, via brokers, to personal, commercial and corporate clients in South Africa, Namibia, Botswana and Zimbabwe.

After trading profitably for 64 years, the South African Fire and Life Assurance Company was acquired by the London & Lancashire which, in turn, was absorbed by the Royal Group in 1962.

When South Africa became a republic in 1961, the government directed that all branches of foreign insurance companies operating in South Africa should be registered as South African companies and trade on the Johannesburg Stock Exchange.

The conversion was known as the ‘domestication of foreign companies’. As a result, in 1970, the Royal’s many companies in South Africa merged with the Old Mutual short-term company, the SA Mutual Fire & General Insurance company.

To be known as a South African insurance company, a suitable name was needed. The Mutual part was easy as it reflected the involvement of Old Mutual (The Old Mutual Group was established in South Africa in 1845). As the names ‘Royal’ or ‘London’ would reflect a British heritage, it was decided to use ‘Federal’, from the Federal Insurance Corporation. And so the Mutual & Federal Insurance Company was born. The rest, as they say, is history.

In 1998, Mutual & Federal purchased 41% of the equity of the Royal Group in Zimbabwe, and Old Mutual purchased the remaining 49%. In February 2010, Mutual & Federal became a wholly owned subsidiary of the Old Mutual Group. It was also in 2010 that Mutual & Federal, through a partnership with Old Mutual Retail Mass Market, penetrated the direct insurance market for the first time, with the launch of iWYZE valuables insurance.


Insurance for the individual via broker
Cover that extends from personal belongings, car, home, liability, hospital, to personal accident.

Insurance for businesses
This includes cover and risk management advice as well as solutions so that you can concentrate on what’s important - running the business.

Insurance for the farmer
Through constant market research, feedback from their clients and their specialist Mutual & Federal accredited brokers, they can guarantee that all their Agri products provide real solutions to real problems.

Insurance for the individual via direct
iWYZE valuables insurance - direct, short-term insurance for your car, home and other valuables. With iWYZE valuables insurance you get the trust, reliability and expertise that The Old Mutual Group is known for. Put iWYZE to the test.